Most small business has reoccurring overhead that gets renewed without much fanfare. This month our internet service cost nearly doubled. It turns out that the 2 year introductory offer expired causing the service to revert to the “normal” rate. A quick (not very) phone call to the provider resulted in a reduction in the monthly rate plus the current promotion scored us a $100 bonus. A similar thing happened with our P&C insurance. The insurance rate is based on many factors which are automatically increased every year regardless of your company’s actual performance. A review of the 2020 policy resulted in a reduction in the premium. Take time to review all of your reoccurring commitments and be prepared to lower your overhead.